Independent education. Not affiliated with the U.S. Department of Education or any loan servicer.
The RepayKit DIY Kit
A do-it-yourself guide for your student loan next steps. You stay in control: you do every step yourself, and we never log in to your accounts or contact anyone for you.
You can do all of this for free
$0Free
You don't need to buy anything. These free tools, plus a call to your loan servicer, cover everything in the kit:
- StudentAid.gov (opens an official site in a new tab)studentaid.govSee your federal loans and who services them.
- Loan Simulator (opens an official site in a new tab)studentaid.govCompare repayment plans with your own loan details.
- Income-driven plans (opens an official site in a new tab)studentaid.govRead about plans and apply, at no cost.
- PSLF Help Tool (opens an official site in a new tab)studentaid.govCheck your employer and send forms for Public Service Loan Forgiveness.
DIY Kit
$19one time
What's included
- A full step-by-step checklist for your situation that saves your progress
- A list of the documents to gather before you call
- Call scripts for talking to your own servicer
- Email reminders on the dates you choose
- Switch between all 6 situations at any time
Optional: 12-month update pass
+$9one time
Your kit always shows the rules as we last checked them. The pass adds 12 months of email alerts when one changes. It does not renew and you are never charged again. Add it now ($28 in total) or later from your kit.
- An email when a rule we track changes, with the official source
- The steps in your kit that use that rule, so you know what to look at again
- A list of recent rule changes inside your kit
It's an information product. It can't change the result of any application or decision, and it is not financial, tax or legal advice. Refunds: 30 days, no questions asked. See the refund policy and terms.
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General information only, not financial, tax, or legal advice. Rules change; always confirm with official sources.