Find your situation in about 3 minutes
8 quick questions. Pick ranges, not exact numbers. We never ask for your Social Security number, FSA ID, account numbers or exact income.
Question 1 of 8
About this quiz
- What happens after I answer the questions?
- The next screen shows your situation type and the first free steps for it. Each step links to the free official tool that does it, or tells you what to ask your loan servicer. You don't need an account or an email to see them.
- How does the quiz pick my situation?
- It checks your answers in a fixed order and stops at the first match: private loans only, then loans in default or collections, then public service or non-profit work, then Parent PLUS loans, then the SAVE plan. If none of those fit, you get the "I'm not sure" steps, which start with looking up your loans on StudentAid.gov.
- Does the quiz tell me what I qualify for?
- No. It only picks which steps to show you. Your loan servicer and the U.S. Department of Education decide what you qualify for. You can compare plans for free with the Loan Simulator on StudentAid.gov.
- What if I don't know an answer?
- Every question has a "Not sure" option. You can sign in to StudentAid.gov to see your federal loans, their types and who services them.
- Does the quiz cost anything?
- No. The quiz and your first steps are free. The optional DIY Kit is the only thing we sell, and everything in it can also be done for free with StudentAid.gov and your servicer.
General information only, not financial, tax, or legal advice. Rules change; always confirm with official sources.