How to find out which loans you have
Where to look up your federal student loan types and servicer on StudentAid.gov, so you know which steps apply to you.
Draft: this guide is still being written and checked against official sources.
TODO: short intro written by the owner. Many people are not sure which loans they have, and that is normal.
Where to look
Sign in to your account on StudentAid.gov (opens an official site in a new tab) to see your federal loans and who services them.
TODO: step-by-step walkthrough written by the owner, with screenshots described in words.
If some of your loans are private
TODO: explain that private loans are listed with your private lender, not on StudentAid.gov, and point to the quiz.
What to do next
Not sure which steps fit you?
Answer 8 short questions to see the free steps for your situation. No account numbers or exact income needed.
Sources
- StudentAid.gov (opens an official site in a new tab)studentaid.gov/
About this guide
Researched and written by RepayKit team. We are not financial advisors, and this is not advice. Every rule on this page links to the official page it comes from, and the date above is when we last checked it. Read how we check facts or see what has changed.
Related guides
- PSLF and SAVE: what changesWhat borrowers working toward Public Service Loan Forgiveness should know as SAVE ends, with every rule linked to its official source.
- What SAVE ending means for youA plain-language look at what the end of the SAVE plan means for federal student loan borrowers, with every rule linked to its official source.
- What to do if your payment went upCalm, practical first steps if your federal student loan payment went up, with links to the free official tools and your servicer.
Not sure which steps fit you?
Answer 8 short questions to see the free steps for your situation. No account numbers or exact income needed.
General information only, not financial, tax, or legal advice. Rules change; always confirm with official sources.